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Post by Mustang on Oct 15, 2020 7:30:06 GMT 10
I have trolled the search bar for the latest insurance excuses, but cannot find a Qld insurance firm to take on our Walden. Ryno- Finished Shannon's - Towing with a modern- sold our classic car (also we sleep in it ,lol) QBE - sent an email for a quote- never heard back? CIL -have been extravagant with premiums in the past RACQ - We have all our insurance with RACQ but they only take caravans up to 30 yo. Some members suggest NRMA, (email sent) seems I will have to pay a basic $55 membership at the least. What have been your experiences? Cheers Mustang  |
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Post by Don Ricardo on Oct 15, 2020 17:00:36 GMT 10
Hi Mustang, Yes, vintage caravan insurance is still an issue after all these years. We were with Ryno for a couple of years until 30 June this year when they advised that they were exiting the market. Shannons aren't interested in us because we use our van for holidays and touring - inagine that - even though quite a lot of people say they have been accepted by Shannons. We ended up getting new insurance cover with RACV, which I suspect is the same insurer as NRMA behind the front desk. I was actually delighted because the premium with RACV was much cheaper than Ryno - win/win!  I'm pretty sure last time I checked with RACV (8-10 years ago?) they weren't interested in caravans more than 30 years old. However, this time there was no question about them accepting a 71 year old van. So the takeout from all that is that NRMA may be your best bet. Even with a basic membership you may still get a reasonable rate. I must say I'm surprised that after the 15+ years that people have been chasing insurance for their vintage caravans some insurer hasn't seen a niche in the market and developed a product for them. But I guess there are issues around valuation, sourcing spare parts, getting repairs done at a reasonable cost, and dealing with home built and/or modified vans. All the same you don't hear about a lot of vintage caravans being involved in accidents, so you'd think the risk would be lower than for some other vehicles. Let us know how you get on. Don Ricardo |
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Post by humpynvan on Oct 20, 2020 7:33:45 GMT 10
When i Insured mine with shannons, i got it assesed by one of there people at a show, they took pics etc, then rang me back few days later with a value etc, i was happy with agreed value and premium etc, now its insured as special use etc, and when i was talking to them about that, they said they understand that sometime we would want to use it as a camper etc and if that was the case, just call them and advise them i will be doing a trip and give them approx dates , destinations etc and they would make a note of it, and said a slong as i let them know there was no issue with cover. but for the most part, its limited use insurance, its the same with my car, if im doing something outside of weekend car shows etc and general weekend cruising, just let them know. did a 4 week 4000k trip camping from qld to victoria and back and they were happy with that because i had let them know,
So i guess what im trying to say with all that ramble is give them a call and explain and see what they say ....
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Post by Roehm3108 on Oct 20, 2020 8:10:43 GMT 10
We have to be kind to our insurers, because it is not always their fault that they cannot insure our caravans. Insurer too buy protection for themselves by way of reinsurance, more often than not through overseas reinsurance companies (North America, UK and Europe, perhaps even China these days). Quite often it is these reinsurers who are the fly in the ointment by adding an age limit to the portfolio. It become pretty broad-brush underwriting, but that's the way things are done these days, not just with caravan insurance buy other classes as well. Try insuring a straw bale house online! So be kind to the person at the other end of the phone - it's not necessarily their company's fault. It's also why groups like Shannon vary their underwriting guidelines from one year to the next - they may have changed insurers or reinsurers.
Not that this helps anyone trying to get insurance for their fav toy!!!
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Post by Mustang on Oct 28, 2020 15:53:16 GMT 10
Received a quote from a company SEE I ELL for a premium of $974.00
The van has cost me $25K without labour for a year, so I asked for $25K cover.
Ryno used to be $330 for the same amount.
Seems we will be winging it!!!
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Post by shesgotthelook on Oct 28, 2020 20:49:13 GMT 10
I just insured a 1976 Viscount for $15G with Shannon's for $190 P/A
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Post by Mustang on Oct 29, 2020 7:41:00 GMT 10
I just insured a 1976 Viscount for $15G with Shannon's for $190 P/A Do you have a classic car with Shannons, or other insurance? Mustang |
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Post by Don Ricardo on Oct 29, 2020 12:12:32 GMT 10
Mustang...  Did you get any response from NRMA? It's a minefield, isn't it? We have had a classic car insured with Shannons for around 13 years but it hasn't assisted us to arrange insurance for our caravan. Don Ricardo |
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Post by shesgotthelook on Oct 29, 2020 17:29:25 GMT 10
Yes, I do have cars with them but back in the beginning when we bought our first vintage van, we were classic carless. We were bringing it home & I was madly ringing round, got pretty much the same response as you, GIO said no, CIL said no, RACV wanted a million dollars & then I rang Shannon's. Mr SGTL used to have a classic car insured with them & that was good enough. I have since insured many vans with them (I could tell you the number but I would have to kill you), the only one they balked at a bit was the Linda Star slide on but in the end they agreed I was such a good customer that they would do it. I have encountered the odd rep on the phone who was unsure what to do but on consultation with someone senior it has always been sorted. I am aware that many have been turned away but that has never been the case for us. Although this time, he did ask 'you're not planning on taking it around Australia are you?' So there may be some added limitations now. I really don't see the problems, they are quite low value compared to the modern behemoths, I admit many are irreplaceable but a lot are pretty common too,such as the Viscounts & Franklins. All I can suggest is to ring & ask & say you have a friend who has xx caravans insured with you |
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Post by Mustang on Oct 31, 2020 17:33:10 GMT 10
Mustang... Did you get any response from NRMA? It's a minefield, isn't it? We have had a classic car insured with Shannons for around 13 years but it hasn't assisted us to arrange insurance for our caravan. Don Ricardo Hi Don, No response from NRMA. I don't particularly want to try Shannon's if they won't cover us ,other than Classic events. (Camping & general use) Their attitude towards our Viscount was awful. Mustang |
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Post by Mustang on Dec 5, 2020 6:53:20 GMT 10
The latest on our Walden Sunliner insurance.
I have contacted every motor organization & insurance company on the east coast.
We did receive one offer from (See I ell) their proposed premium for a $25K cover was $940.00 !!!!!!!!!!!!!!!!!!!!!!!
So that brings us to a close, to run with no cover, other than using a broker?
Cheers
Mustang
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Post by Gidget on Dec 6, 2020 11:42:23 GMT 10
I have used RACV with most of my caravans - they've always been great, and the membership benefits are many. I've just sold a caravan and the buyer has insured it with NRMA. No problems. I think if you call NRMA you'll find the same. At the very least, I would be insuring my van for whatever I can afford rather than risking it with no cover. Good luck |
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Post by Mustang on Dec 10, 2020 8:18:38 GMT 10
I have used RACV with most of my caravans - they've always been great, and the membership benefits are many. I've just sold a caravan and the buyer has insured it with NRMA. No problems. I think if you call NRMA you'll find the same. At the very least, I would be insuring my van for whatever I can afford rather than risking it with no cover. Good luck Hi Gidget, I emailed NRMA from their website & from a "supply" quote" but no answer? I will try phoning them, from your experience it would be worth another try. Cheers. PS: I can't be the only Qld owner in this position? comments? |
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Post by bobandjacqui on Dec 10, 2020 14:12:40 GMT 10
G'day Brent, Our Olympic is insured with NRMA and has been for the 6 or so years that we have had it. No problems with them thus far. Cheers Bob.
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Post by Mustang on Dec 12, 2020 15:14:58 GMT 10
G'day Brent, Our Olympic is insured with NRMA and has been for the 6 or so years that we have had it. No problems with them thus far. Cheers Bob. Rang NRMA today. No mention of needing a membership, QUOTE $415.00 for $20K insured with $1K excess, $445.00 with $500 excess. ( They will cover a "lay up" rate, while its in the yard , but you have to nominate the months ahead?) How does that sit with others? If you do not want to publicly compare, PM me, or just say "too expensive" or "not bad", I've never paid this much but now I don't have a choice.
Cheers Brent |
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Post by rebekah on Mar 1, 2023 14:17:13 GMT 10
Hello everyone. SOS! I am the proud new owner of a 1970 overlander airstream and no one wants to insure her. I had no idea this could have ever been an issue. NRMA will insure any year but because the airstream was imported by a private owner, not a company, they won’t take it. Please tell me someone knows someone who does insure imported vintage caravans??
Thank you for any leads at all
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Post by shesgotthelook on Mar 1, 2023 15:14:37 GMT 10
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